An Important Message For Seniors

End-of-Life planning is getting your legal and personal affairs in order. It is Estate Planning and Medicaid Planning. It is:

• Having a Durable Power of Attorney, and a Will or a Trust
• Deciding how you want financial and medical affairs handled if you become incapable of making your own decisions.
• Pre-planning funeral arrangements
• Providing “Respectful Remembrance at the Gravesite”
• Making a difficult time easier for those who love you.
• Making sure your assets pass to your heirs.
• Living your life the way you want.

Unfortunately, some people wait too long to begin their End-of-Life planning; and that could leave end of life decisions to the courts and the state. So, it is important for you to be an active player in protecting your future, and the future of your family. You can’t be a spectator sitting in the stands and getting upset by what is happening on the court. You have to take yourself out of the stands and onto the court; and take control of your life.

Handling financial needs can be difficult, but you don’t have to go it alone. MICON’s Personal Financial Profile is your first step to End-of-Life planning. It will help us gather, organize, and analyze pertinent information about you and turn it into a comprehensive picture of your assets and an analysis of how protected your estate is. Your profile will help us initiate Plans of Action to help you protect your estate from spend-down and estate recovery. If you haven’t pre-paid your funeral arrangements, or if you haven’t considered “Respectful Remembrance at the Gravesite”, we will encourage you to do so. Lastly, we will recommend that you take a copy of your Personal Financial Profile to (1) your personal attorney if Estate planning hasn’t been done, and (2) to an Elder Law attorney, if Medicaid planning hasn’t been done before implementing the plan. If you don’t have a personal attorney, an Elder Law attorney, or a funeral director, we would be happy to refer you (The Power of Team).

Procrastination is your worst enemy.

Thank you!

Michael Gus Constantinou
Certified Senior Advisor